PAYMENT & BILLING

We value payment security and transparency. This section clarifies display vs. settlement currency and billing descriptors.

1.1 Payment Methods

· Accepted: Visa / MasterCard / American Express / Apple Pay / PayPal / Others (subject to availability at checkout).

· Some methods may be region-specific or require 3D Secure verification.

1.2 Pricing & Currency

· Prices and charges are in USD. If the display currency differs from the settlement currency, we will clearly disclose it on the checkout page.

1.3 Billing Descriptor

· Your statement will display our brand name. The exact billing descriptor will be confirmed here once finalized (TBD).

· If a third-party acquirer/processor name may appear, we will disclose it here for consistency. For any questions, contact service@meritgile.com.

1.4 Taxes & Invoices

· Product prices exclude destination duties/VAT; if assessed, they are payable by the recipient (see Shipping 1.4).

· For a commercial invoice, contact service@meritgile.com within 24 hours after purchase with your invoice details (entity name, tax ID, address).

1.5 Payment Security

· TLS/SSL encrypted transmission; we do not store full card numbers.

· 3D Secure and risk checks may apply for account protection.

· We may manually verify or cancel/refund suspicious orders.

1.6 Disputes & Chargebacks

· If you do not recognize a charge, please contact service@meritgile.com first. We respond within 1–7 business days and will investigate.

· Please contact us before filing a chargeback to avoid extended timelines or unnecessary fees.